Think-Dash: One Card to Replace Them All (in Your Wallet)

So I don’t think card issuers are going to like this, since they want their plastic in your wallet. Airlines and hotels want to generate loyalty from having their brand in your wallet.

But those of us who have wallets stuffed full of cards — I have 12 in my wallet now, more in a zipped pouch, and still more in a safe — could really benefit from this to reduce sheer bulk.

“Coin” is the size of a credit card. It’s electronic. And it ‘carries’ up to 8 cards and lets you toggle between them, so you can choose which one to pay with.

It doesn’t display the card number on a screen though so this won’t help you place online orders. But you won’t need to carry all of your cards when you’re out and about whether you’re trying to meet a minimum spend requirement or want to be sure you have the right card to take advantage of a category bonus.

You can add an unlimited number of your credit cards to their mobile app, and the ‘coin’ card itself can store up to 8 cards at a time. You add the cards to the app via your smart phone and a card reader that you attach. Then you can flip through the cards you load onto your ‘coin’ card — credit cards, debit cards, gift cards — and choose which one you want to pay with.

I pre-ordered one ($50 + $5 shipping, extra ones don’t appear to increase shipping cost). They charge you now, do not take shipping details yet, and will not ship until summer. Supposedly they’re planning to increase price to $100.

It does not have an EMV chip which limits usefulness in some countries. And this isn’t like Walla.by which claims to do the choosing of card for you to optimize rewards or credit or what have you. You do the choosing.

The app will be available for iOS and Android.

This is their promotional video that explains how it works.

My spidey sense is tingling a bit, I think this is very cool but I have a feeling that if it comes to fruition that there will be lawsuits over it. I hope not though.

Hat tip to Online Travel Review, I used his referral link so he’ll get $5 because of my order. Coin gives you $5 per person who uses your link, but caps you at 10 referrals ($50, or a free coin excluding shipping at current pricing).

Use my link, or don’t, feel free to leave your own in the comments.

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